Renters insurance is a product that provides protection against damage and loss of personal property for people who rent. You can rent an apartment or a home and be eligible for renters insurance. Renters insurance will also cover the loss or damage of another person’s property in the damage or loss occurs within the rented dwelling. It can also help to protect you in the case of a liability lawsuit against you.

Your insurance premium will vary depending on the coverage you select. Your local insurance agent will normally give you a quote right over the phone. There are also a number of online companies that you can browse before you make a decision.