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Prepaid Legal
 
Prepaid Legal is a subscription based legal service that provides you with access to an attorney for a fixed monthly fee. A vendor who sets up relationships with attorneys in your area provides the prepaid legal services. The attorneys in turn agree to provide you with a number of common services such as filing documents, writing letters and they will represent you in court. The plan lawyers will also review documents such as deeds, wills, or other legal documents and will also give you advice. Prepaid legal plans normally have limits on the number of phone consolations and legal representation. If you go beyond the plan usage, you are normally expected to pay the legal expenses out of pocket. If you only need the services of an attorney infrequently, prepaid legal services might be a way for you to get affordable legal advice.